Blog Archives

Prudential UL Protector Reprices

Notes from Prudential: The price increase is necessary to maintain the sustainability of UL Protector during this ongoing period of historically low interest rates. We will continue to monitor pricing on our entire suite of products and exercise the financial

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William Penn / Banner Life Lower Term Rates

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John Hancock Vitality Program Revolutionizes Life Insurance

For those of you who have not heard about John Hancock’s Vitality program, please take a few minutes to learn how a healthy lifestyle could reduce your client’s life insurance premiums by up to 15%. Additionally, as part of the

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John Hancock Discontinues Sales of Individual LTC Products – LTC Rider Not Affected

Important Notice: Discontinuance of Individual LTC Insurance Sales To our LTC Distribution Partners and Producers:   After a recent analysis of the macro-economic trends facing the long-term care (LTC) insurance industry, we have made the difficult decision to discontinue sales

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William Penn Updates Application

Please note that William Penn has updated their application to include a new HIPAA form.  The new application can be accessed from our website or via this link. Additionally, keep in mind that William Penn offers the App Assist process

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Companion Suspends Term & GUL Products in New York

Please see the urgent message from Mutual of Omaha that was just released: From time to time insurance carriers have to make prudent business decisions that are important to the long–term financial health of the company. This is one of

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Last Day For Genworth Privileged Choice Flex 2 In New York

Today is the last day to accept applications for Genworth’s LTC product, Pivileged Choice Flex 2 product. The following outlines the product changes from Flex 2 to Flex 3: Adding a new Informal Care option for Homemaker and Chore Care. This

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Genworth Launches Privileged Choice Flex 3 Long Term Care In New York

Genworth just announced the launch of their Pivileged Choice Flex 3 product effective April 4th, 2016.  The current Flex Choice 2 product will be sunset at that time. The following outlines the product changes from Flex 2 to Flex 3:

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American National Interest Rate Change for NY – Indexed & Fixed Annuities

If you have not looked at American National’s indexed annuity yet make sure you check it out.  Guaranteed 1% return plus you participate in the performance of the S&P 500 with a cap of up to 8.25%. See updated rate sheet.  Old

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Genworth Suspends Life Insurance and Fixed Annuity Sales

Genworth recently announced that they will no longer be selling traditional life insurance or fixed annuities so that it can refocus its efforts on it long term care insurance lines.  Sales will be suspended as of March 7th nationwide.  Sales

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